Title Insurance

At Mellex Title Services, we provide comprehensive title insurance to protect your real estate investment. Title insurance ensures that your property is safeguarded from potential legal issues, such as ownership disputes, unpaid taxes, or liens that could arise after closing. Whether you’re purchasing, refinancing, or selling a property, title insurance offers peace of mind by addressing these risks before they become problems.

Title insurance consists of two primary types:

• Owner’s Title Insurance: Protects the buyer from claims against the property.
• Lender’s Title Insurance: Protects the lender’s financial interest in the property.

Both policies work together to ensure that any legal issues are resolved, keeping your transaction smooth and secure.

The cost of title insurance is a one-time payment made at closing, and it provides coverage for as long as you or your heirs hold an interest in the property. With our thorough title searches, we identify and resolve issues such as unpaid taxes, conflicting ownership claims, and document errors, so you can move forward with confidence.

Why Title Insurance Matters

Title insurance shields you from unexpected financial loss by covering:

• Ownership disputes
• Undisclosed liens
• Forgery or fraud in previous ownership documents
• Errors in public records

By resolving these issues before closing, we ensure that your ownership is protected. Should any issues arise later, your title insurance will cover legal fees and financial costs to resolve the problem.

The Title Insurance Process

At Mellex Title Services, we strive to make the title insurance process straightforward and stress-free. It begins with a comprehensive title search, where we carefully examine public records to identify any potential issues, such as liens, unpaid taxes, or ownership disputes. If any problems are found, our team works diligently to resolve them before the closing, ensuring that your property has a clear title. Once the search is complete and all issues are addressed, we issue your title insurance policy. This policy provides long-term protection, safeguarding your ownership from future claims or legal challenges. Our goal is to provide you with peace of mind, knowing your investment is secure from any unforeseen title issues.